UK Travel Health Insurance

UK Travel Health Insurance Prices

UK travel health insurance is a type of insurance that is required in a few situations where the visa applicant must prove health insurance coverage.

Visitors to the UK have access to national healthcare, but the cost of medical treatment can be expensive. Due to the high cost of medical treatment, it is important to have adequate travel health insurance to cover the cost of any medical treatment, even for short stays in the UK.

For UK visa applications made under the consultancy of rsscanadaimmigration.com, fully comprehensive travel health insurance is provided with the best price guarantee.

Is Health Insurance Required for a UK Visa?

Health insurance for a UK visa is not mandatory for UK visitor visas of up to six months. In applications for a UK visa, health insurance is declared as a personal preference and the absence of UK travel health insurance among the application documents is not considered as missing documentation.

It is important to have sufficient health insurance to cover the cost of medical treatment before travelling to the UK. Any medical care required whilst visiting the UK will be charged at 150% of the standard NHS cost.

Do I Need Health Insurance to Travel to the UK as a Tourist?

Unlike many countries in Europe, health insurance is not among the required documents for going to the UK as a tourist, but it is recommended to have it.

Hospital and other health services are subject to a fee for tourists visiting the UK. Due to the high cost of health services, it is necessary to obtain private health insurance before traveling to the UK. The UK government has not specified any criteria for the scope of private health insurance to be obtained by tourists entering the country with a UK tourist visa.

Is Private Health Insurance Made in Europe Valid in the UK?

Whether private health insurance taken out in Europeans is valid in the UK depends on whether the policy has foreign coverage.

Some of the private health insurances valid abroad are listed below.

  • Axa Insurance
  • Allianz Insurance
  • Mapfre Insurance
  • Groupama Insurance
  • Anatolia Insurance
  • Ray Insurance

What are the conditions covered by UK health insurance?

Situations covered by UK health insurance are listed below.

  • Medical expenses
  • Medical transport
  • Loss or theft of luggage, money, passport or personal items
  • Travel cancellation or restriction
  • Scheduled flight cancellation caused by airline

Where to Get Health Insurance for UK Visa?

UK travel health insurance can be obtained through insurance agencies operating in Europe or through UK insurance companies.

UK health insurance, made by rsscanadaimmigration.com insurance services, offers the most affordable prices for 2025.

How Much Does Health Insurance Cost in the UK?

The average price of 15-day travel health insurance varies between 13 and 23.5 euros.

What is the Cost of 1 Month Health Insurance for Travel to the UK?

A month of health insurance for travel to the UK can typically cost between £20 and £50 depending on the level of coverage and your age, with basic plans starting around £20 per month and more comprehensive plans reaching up to £50 or more.

What is the Cost of 12 Months Health Insurance for Travel to the UK?

The cost of 12-month health insurance for travel to the UK varies between 42.8 euros and 105.5 euros, depending on age, vaccination history and additional coverage.

What is the UK Immigration Health Surcharge?

The UK immigration health surcharge (IHS) is a mandatory fee paid during the online application for long-term visa applications for work or study purposes. People with temporary residence permits in the UK have the right to benefit from the UK National Health System with a long-term visa by paying the health payment.

The UK health surcharge is not paid for a tourist visa or permanent residence in the UK, but is paid during visa applications or UK immigration applications. Even if private health insurance is taken out before visiting the UK, the immigration health surcharge must be paid, and even if the immigration health surcharge is paid, there are additional fees for health services such as dental treatment, eye tests, and in vitro fertilization.

The UK health surcharge is €470 per year for students, €470 per year for under 18s for visa and immigration applications, and €624 per year for all other visa and immigration applications.

Who is Eligible for National Health Services in England?

British citizens and permanent residents of the UK can benefit from UK National Health Service (NHS) services free of charge.

Emergency healthcare is free for tourists visiting the UK; services received in cases where you are transferred to other units are subject to a fee. The UK healthcare system is run through private and public hospitals. Doctor consultation fees in private hospitals in the UK vary between £200 and £250. Due to the high cost of treatment, those who are not covered by the national healthcare system must obtain UK private health insurance before travelling.