Finland Travel Health Insurance and Current Prices
Finland Travel Health Insurance and Current Prices
Finland does not require visas from diplomatic, service and special passport holders for trips not exceeding 90 days within 180 days; however, ordinary passport holders must obtain a short-term Finland visa. One of the mandatory documents to be submitted in the application for a short-term (Schengen) Finland visa is travel health insurance.
Travel health insurance is a short-term policy purchased by people traveling to any country to protect themselves from illness, accidental injury, sickness or death that may occur during their stay in the country they are traveling to and from being sent back to their country. Travel health insurance provides protection not only for emergency medical interventions but also for situations such as loss of luggage and flight cancellation.
Is Travel Health Insurance Required for Finland Visa?
Travel health insurance requirements for a Finland visa vary depending on whether the visa is short-term or long-term.
Travel health insurance requirements for short-term and long-term Finland visa types are given below.
Is Travel Health Insurance Required for Finland Schengen Visa?
Yes, travel health insurance is required for a Finland Schengen visa.
Finland, a party to the Schengen Agreement, determines its short-term visa regulations according to joint decisions taken with the parties to the agreement.
According to the joint decision taken by the Schengen countries, it is mandatory to submit travel health insurance with a coverage of 30,000 euros for all Schengen visa applications.
As in all countries party to the Schengen Agreement, travel health insurance is mandatory for short-term visa applications for tourist, business, cultural or family visits to Finland.
Is Health Insurance Required for Finland National Visa?
It is not mandatory to have travel health insurance for long-term Finland visa applications for trips longer than 90 days.
Although travel health insurance is not mandatory for long-term visa applications, it is recommended to have health insurance before settling in Finland with a national visa in order to prevent health problems that may arise during your trip to Finland and other grievances that may arise in cases such as baggage loss, flight cancellation, etc.
When Should I Get Health Insurance for a Finland Visa?
There is no time limit on when health insurance must be taken out for a Finland visa; in any case, it must be taken out before the visa application, as the policy must be submitted during the visa application.
What should health insurance be like in Finland?
Finland travel health insurance must be valid within the Schengen area and for the entire duration of the person's travel; the policy coverage amount must be at least 30,000 euros. Travel health insurance must cover treatments in cases of illness, accident and death, as well as repatriation expenses, including funeral expenses.
Original copies of Finland travel health insurance policies can be requested during the visa application. Original copies of health insurance policies made through visam.net are sent to the insured person on the same day with free shipping.
What Situations Are Covered by Finland Travel Health Insurance?
Finnish travel health insurance covers the costs of accident or illness, accidental death, injury or disability benefits, emergency treatment or evacuation, and funeral repatriation in case of death, which may occur during the holder's trip to Finland or during their stay in Finland.
Travel health insurance covers not only illness and accident cases but also travel cancellations, travel delays due to weather conditions or airline schedules, lost, stolen or damaged luggage, and pregnancy expenses incurred during the first three months of travel. Insurance coverage varies by insurance company.
Is COVID-19 Included in Finland Travel Health Insurance?
Finland travel health insurance does not have to cover COVID-19 treatment, but some insurance policies do cover COVID-19 treatment costs.
People who want their travel health insurance to cover COVID-19 treatment must state this when purchasing insurance.
Travel health insurance that covers COVID-19 treatment covers emergencies related to COVID-19, including medical treatment, medication, and hospitalization, and sometimes PCR testing. Covid-19 insurance does not cover expenses related to accommodation requirements, such as quarantine due to illness.
What Situations Are Not Covered by Finland Travel Health Insurance?
Situations not covered by Finnish travel health insurance are listed below.
- It does not cover accidents, injuries and deaths that occur as a result of high-risk sports activities such as parachuting and scuba diving.
- Injuries resulting from war are not covered during visits to war zones.
- Events occurring after the travel health insurance expires are not covered.
- Injuries resulting from self-harm and suicide are not covered by insurance.
- Healthcare expenses in case of drug, stimulant or alcohol use are not covered by insurance.
Can Insurance for a Finland Visa Be Made in Finland?
No, insurance cannot be taken out in Finland for a Finland visa. Travel health insurance must be submitted during the visa application; therefore, it is mandatory to take out the insurance in Turkey before applying for a visa.
How Much Does Finland Travel Health Insurance Cost?
Travel health insurance fees for Finland visa, obtained through our consultancy, are given in the table below.
| Insurance Period | Fees |
|---|---|
| 1 week | 9-11.5 euros |
| 1 month | 12-25 euro |
| 3 months | 21-32 euro |
| 1 year | 45-74.6 euros |
What is Healthcare Like in Finland?
Healthcare in Finland is based primarily on a publicly financed healthcare system with a small share of private healthcare. Finland implements a universal healthcare policy for its citizens.
The focus of French health policies is on disease prevention, promotion of a healthy life and development of the health system. The elimination of some infectious diseases and the improvement of population health have been achieved as a result of policies implemented by the Finnish health system.
According to general opinion, the Finnish healthcare system is considered to be good. Finland is among the top 5 healthcare systems in Europe with an 88% satisfaction rate of the population with healthcare services.